HOME SELLER GUIDE
Fill out the disclosure
What Tennessee requires you to tell buyers, the exemptions, and what must be disclosed anyway.
Step 4 of 8 · Home Seller Guide
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WILL SAYS
Fill out the disclosure carefully and honestly. When you are unsure, disclose. A known issue told up front is a negotiation, not a dispute.
What happens and why
Tennessee requires sellers of 1 to 4 unit homes to give buyers a property condition disclosure before accepting an offer, or a disclaimer if the buyer waives it. You answer based on what you know; you do not have to hire an inspector to fill it out.
Good to know: Tennessee sellers of 1 to 4 unit homes must hand the buyer a Residential Property Condition Disclosure before the offer is accepted, or an “as is” disclaimer if the buyer waives the disclosure. Sellers must disclose known material defects, plus any known sinkholes, known soil or perc test results, and whether the home was ever moved to a new foundation.
Do this now
- ☐ Get the Tennessee Residential Property Condition Disclosure from your agent.
- ☐ Find past repair bills, permits and inspection reports.
- ☐ Ask whether any exemption applies, and what must be disclosed anyway.
Will’s tip
When in doubt, disclose. A known issue told up front is a negotiation; the same issue found later can become a dispute.
Smart questions to ask
- Does my sale qualify for any exemption?
- Should I attach past inspection or repair reports?
- What must I disclose even if exempt?
YOUR PATH
TALK TO WILL
Questions about this step?
Will Cupp has worked in real estate here for more than 30 years. One short call can save a lot of guesswork.
Thinking about selling?
Will Cupp can show you what similar homes really sold for and help you plan the timing.
Will Cupp, Realtor and Real Estate Broker, Realty Executives Associates. Mobile 865-654-9807. Office 865-983-0011.
This page is general information, not legal, tax or lending advice. Tax rates, permit rules and programs change; confirm details with the office named before you rely on them. Rental income is never guaranteed. Tennessee Real Estate Commission consumer information · Fair housing
SOURCES
Where these facts come from
Facts, rates and rules on this page were checked against the official sources below in October 2026. Rules and rates change, so confirm before you rely on them.
- Tennessee Residential Property Condition Exemption Notification (summary of the Disclosure Act)
- Tenn. Code Ann. 66-5-202, required disclosures or disclaimers (Justia)
- Tennessee Department of Revenue: recordation tax rates (transfer tax and mortgage tax)
- Tenn. Code Ann. 67-4-409, recordation tax, grantee pays the transfer tax (Justia)
- Sevier County Register of Deeds
