INSURANCE
Home, cabin and rental insurance
Protecting the home, the cabin and the business.
RESOURCE DIRECTORY
These are well-reviewed, established providers serving Sevier County, chosen from their own websites, licensing, years in business and public reviews. Call two or three and compare.
ℹ You are always free to choose any provider. This list is for your convenience and is not an endorsement or a referral for compensation.
OPTIONS
Local agencies
Sevierville agencies for home, auto and farm coverage.
LOCAL
Ownby Insurance Service
400 Court Avenue, Sevierville
Why it is listed: Independent agency that can shop several insurance companies, including coverage for short-term and vacation rentals.
REGIONAL
Tennessee Farm Bureau, Sevierville agency
300 Court Avenue, Sevierville
Why it is listed: The Sevier County office of Tennessee Farm Bureau Insurance for home, auto and farm coverage.
Will’s tip
Ask about the wildfire and wind deductible, not just the premium. On a mountain home, that number matters.
OPTIONS
Short-term rental coverage
For cabins rented by the night.
NATIONAL
Proper Insurance
Nationwide
Why it is listed: A national insurer focused on short-term rental homes.
LOCAL
Ownby Insurance Service
400 Court Avenue, Sevierville
Why it is listed: Independent agency that can shop several insurance companies, including coverage for short-term and vacation rentals.
Will’s tip
Tell the agent you rent by the night and get the answer on coverage in writing.
GOOD TO KNOW
Facts worth knowing
Good to know: In November 2016 the Chimney Tops 2 Fire burned 11,410 acres in the national park and merged with other fires; the Sevier County fires caused 14 deaths. About 6,000 acres burned outside the park in Sevier County.
Good to know: Check any address on the free FEMA Flood Map Service Center. A new flood insurance policy through the national program usually starts 30 days after you apply and pay, unless it is bought along with a new loan, so do not wait until closing week.
KEEP EXPLORING
Where to next?
Buyer paths
Pick your buying path.
Seller paths
Pick your selling path.
All resources
Back to the directory.
Need a name you can trust?
Will Cupp works with these kinds of providers every week and is glad to talk through who fits your situation. You are always free to choose your own.
Will Cupp, Realtor and Real Estate Broker, Realty Executives Associates. Mobile 865-654-9807. Office 865-983-0011.
This page is general information, not legal, tax or lending advice. Tax rates, permit rules and programs change; confirm details with the office named before you rely on them. Rental income is never guaranteed. Tennessee Real Estate Commission consumer information · Fair housing
SOURCES
Where these facts come from
Facts, rates and rules on this page were checked against the official sources below in October 2026. Rules and rates change, so confirm before you rely on them.
Photo credits: Douglas Lake from the air (Pi.1415926535, CC BY-SA 4.0, source). Images were resized and converted to WebP.
